Our Blog

Understand why a credit card company closed your account with a balance and its implications on your credit score.

Understand the purpose of refinancing credit card debt and methods like balance transfers and personal loans for lower interest rates.

Understand how credit card default severely impacts your credit score and raises interest rates, hindering future financial well-being.

The blog details an increase in US credit card delinquency rates, tied to the pandemic and high credit card utilization.

Understand how collections work from initial steps when your debt enters collections to managing it effectively to maintain your financial health.

The blog discusses the surge in charge-off rates from 3.48% to 3.96% and its implications on financial health.

Unaffordable minimum payments, increasing balances, and maxed-out cards are signs of having too much credit card debt.

Learn about consumer rights under the Fair Debt Collection Practices Act, covering restrictions and permitted actions in debt collection.

Discussing CCS's role in the debt industry and steps to remove debt from the report by contacting them.