Top Portfolio Analysis Tools For 2024

James Davis
August 1, 2024

Tracking investments can be complex and crucial for achieving financial success. With the variety of portfolio analysis tools available, selecting the right one can be overwhelming. It's essential to know your investment goals before choosing a tool. Understanding your goals helps in selecting the best tools for your needs, ensuring effective management and growth of your investments. By doing so, you can make informed decisions and maximize your returns.

Picks For Best Portfolio Analysis Tools

Choosing the best portfolio analysis tools is vital for effective investment management. The right tools can identify strengths and weaknesses, optimize asset allocation, and track progress towards your financial goals. They also offer advanced features like risk assessment and diversification analysis, ensuring your investments are well-balanced. By using top-notch tools, you can maximize returns, minimize risks, and stay updated on market trends. Here are some of the best portfolio analysis tools:

1. South District Group

2. Kubera

3. Empower

4. Portfolio Visualizer

5. Morningstar Portfolio Manager

6. InvestorsObserver

7. SigFig

8. Quicken Premier

9. Stock Rover

10. Sharesight

1. South District Group 

South District Group

South District Group specializes in portfolio analysis, offering best portfolio analysis tools and services that help businesses make informed investment decisions. With over 30 years of industry experience, SDG has established itself as a reliable partner for companies looking to enhance their investment strategies. The platform provides comprehensive analytical methods that assist in evaluating portfolio performance and risk management, making it a valuable resource for both novice and experienced investors

Features

Comprehensive Portfolio Analysis: SDG offers detailed analysis tools that assess various aspects of investment portfolios, including performance metrics, risk factors, and market trends. This helps users identify strengths and weaknesses in their investment strategies.

User-Friendly Interface: The platform is designed to be intuitive, allowing users to navigate easily through different features and access the information they need without extensive training.

Customizable Reports: Users can generate tailored reports that meet their specific needs, enabling them to present data in a format that is most useful for their decision-making processes.

Expert Guidance: SDG provides access to professional insights and recommendations based on extensive market research and analysis, helping users make more informed investment choices.

Integration with Other Tools: The platform can seamlessly integrate with other financial tools and software, allowing users to consolidate their financial management processes.

Pricing details

To know more about our services and our pricings, contact us today! 

2. Kubera

Kubera

Kubera serves one of the best portfolio analysis tools that allows users to monitor their financial assets in real-time. Launched in 2019, it has quickly gained traction, partnering with over 20,000 banks and brokers to enable automatic data transfers for various accounts. The platform supports a wide range of asset classes, including stocks, cryptocurrencies, real estate, and even collectibles like cars and domain names. This makes it an excellent choice for investors looking to get a complete picture of their financial situation.

Features

Diverse Asset Tracking: Kubera allows users to add and track various asset types beyond traditional investments. This includes cryptocurrencies, NFTs, real estate, cars, and even domain names, providing a comprehensive view of one's wealth.

Automated Data Integration: The platform connects with a vast network of banks and brokerages, allowing for automatic updates on asset values. This feature simplifies the process of keeping track of investments, ensuring that users have the most current information.

Portfolio Stress Testing: Kubera includes simulators that help users stress-test their portfolios. This feature identifies potential weaknesses in investment strategies, allowing users to make necessary adjustments.

Visual Data Representation: The tool offers convenient data visualization options, enabling users to assess capital allocation across different asset classes and analyze sector weightings effectively.

Beneficiary Management: Kubera includes a unique feature that allows users to manage beneficiaries for their accounts. This ensures that assets can be transferred smoothly to designated individuals in case of unforeseen circumstances.

Mobile Access: In addition to its web platform, Kubera has introduced a mobile application, making it easier for users to track their portfolios on the go.

Pricing details

  • Trial Period: Users can try the service for 14 days for just $1.
  • Personal Account: The annual subscription for individual users costs $150.
  • High Net-Worth Individuals (HNIs) and Businesses: For companies and family offices, the annual fee is $999.

3. Empower

Empower

Empower, formerly known as Personal Capital, is a comprehensive financial management platform that offers a suite of free portfolio analysis tools. Acquired by Empower in 2020, the platform has established itself as one of the best tools for tracking investments, budgeting, and achieving financial goals.

Features

Diverse Asset Tracking: Empower allows users to monitor various types of assets, including cash, securities, property investments, and liabilities.

Detailed Portfolio Analysis: The platform provides a range of analytical tools to help users assess their portfolio's performance, asset allocation, diversification, and risk.

Retirement Planner: Empower's Retirement Planner compares different potential scenarios, including planned expenses and negative events, to help users optimize their investment strategies.

Investment Checkup: The free Investment Checkup tool assesses portfolio risk, analyzes past performance, and provides alternative allocation recommendations.

Budgeting Tools: Empower offers tools to help users track their budget and plan for financial goals.

Personalized Advice: For users with portfolios over $100,000, Empower provides individual offers for portfolio analysis and wealth management services.

Pricing details

  • Free Tools: All tools designed for tracking budgets and financial assets are available to registered users for free.
  • Paid Services: For users seeking assistance in portfolio management, Empower charges a commission on the size of the portfolio, ranging from 0.49% to 0.89% per year.

4. Portfolio Visualizer

Portfolio Visualizer

Portfolio Visualizer is a powerful online tool designed for portfolio analysis and investment strategy evaluation. It is widely regarded as one of the best tools for both individual investors and financial advisors. The platform enables users to visualize, analyze, backtest, and optimize their investment portfolios using sophisticated analytical techniques that were once limited to institutional investors.

Features

Portfolio Backtesting: This feature allows users to simulate how a portfolio would have performed in the past based on historical data. Users can compare their portfolio's performance against various benchmarks and "lazy" portfolios to assess effectiveness.

Monte Carlo Simulations: Portfolio Visualizer provides Monte Carlo simulations to model the probability of different investment outcomes. This helps users understand potential risks and returns over time, aiding in long-term financial planning.

Portfolio Optimization: The tool offers optimization strategies based on mean-variance analysis, conditional value-at-risk (CVaR), and other metrics. Users can find the best asset allocation to maximize returns while managing risk.

Tactical Asset Allocation: Users can compare different tactical models based on moving averages, market valuation, and volatility targeting. This feature helps in making informed decisions about adjusting asset allocations in response to market conditions.

Factor Analysis: Portfolio Visualizer includes advanced factor analysis tools, allowing users to evaluate how different factors (like market risk, size, and value) impact their portfolio's performance.

Pricing details

  • Free Version: The basic version includes essential features such as portfolio backtesting, Monte Carlo simulations, and asset analytics at no cost.
  • Basic Plan: $19 per month, which includes additional features and tools.
  • Pro Plan: $39 per month, offering the most comprehensive set of tools and advanced analytics.

5. Morningstar Portfolio Manager

Morningstar Portfolio Manager

Morningstar Portfolio Manager is a robust investment tracking and portfolio analysis tool designed to help investors manage their portfolios effectively. Known for its comprehensive data and insights, it allows users to evaluate their investment strategies and track performance over time. Morningstar is a trusted name in the investment industry, providing in-depth research and analysis on various financial products.

Features

Portfolio X-Ray: This feature provides a detailed breakdown of a user's portfolio, including asset allocation, sector exposure, and fee analysis. It helps investors understand the underlying risks and opportunities within their holdings.

Investment Monitoring: Users can track their investments in real-time, receiving updates on performance, market changes, and relevant news that may affect their portfolios.

Account Aggregation: Morningstar allows users to link multiple investment accounts for a holistic view of their financial situation. This feature simplifies tracking and managing diverse investments.

Watchlists: Users can create watchlists of potential investment opportunities, making it easier to monitor stocks, funds, or other assets they are interested in.

Comprehensive Research: Morningstar provides access to extensive research reports, ratings, and analysis on mutual funds, ETFs, and stocks, empowering users to make informed investment decisions.

Retirement Planning Tools: The platform includes tools to help users plan for retirement, simulating different scenarios based on their investment strategies and expected expenses.

Pricing details

  • Free Trial: New users can start with a 14-day free trial to explore the features of the platform.
  • Annual Subscription: The cost for a full subscription is approximately $249 per year, which breaks down to about $20.75 per month if billed annually.
  • Monthly Subscription: Users can also opt for a monthly plan at $34.95 per month.

6. InvestorsObserver

InvestorsObserver

InvestorsObserver is a comprehensive platform designed for retail investors, offering portfolio analysis tools, portfolio management, and options trading. It aims to simplify investment decisions by providing users with in-depth analysis, personalized news, and intuitive tools. 

Features

Stock Ranking System: InvestorsObserver uses a unique stock ranking system that evaluates stocks against one another, providing a clearer picture of their investment potential. This system includes seven distinct ranking types, helping users identify top-performing stocks.

Portfolio Management: The "My Portfolio" feature allows users to link multiple brokerage accounts, enabling them to track and analyze their investments in one place. This feature provides a consolidated view of performance and risk.

Options Trading Tools: The platform offers a dedicated section for options trading, including daily trade recommendations, a robust options screener, and guided portfolios managed by professionals. Users can choose from various strategies tailored to their investment goals.

Customizable Stock Screening: Investors can create personalized stock screens based on criteria like price, volume, market capitalization, and more. The platform also provides 14 preset screens for quick access to popular filters.

Watchlists and Alerts: Users can create watchlists to monitor specific stocks and receive alerts for news and updates related to their selected investments.

Pricing details 

  • Free Basic Package: Users can access basic features, including stock screening and five free reports, without any cost.
  • Premium Subscription: The premium package costs $49.95 per month. This includes advanced features, detailed analysis, and additional reports.
  • Portfolio Subscriptions: Depending on the level of service, portfolio subscriptions range from $50 to $100 per month, offering tailored investment management and analysis.
  • Discounted Premium Plans: InvestorsObserver occasionally offers discounts of up to 60% on premium and elite subscriptions, making it more accessible for users.

7. SigFig

SigFig

SigFig is a popular portfolio analysis tool and robo-advisor that helps investors manage their investments effectively. It offers a free investment checkup tool that analyzes portfolios and provides personalized recommendations. SigFig is designed to simplify the investment process by offering insights into asset allocation, risk management, and potential improvements, making it suitable for both novice and experienced investors.

Features

Free Portfolio Analysis: SigFig provides a comprehensive analysis of users' investment portfolios at no cost. It evaluates factors such as diversification, volatility, fees, and the performance of individual stocks.

Robo-Advisor Services: For those who want more than just analysis, SigFig offers automated portfolio management. After assessing users' financial goals and risk tolerance through a questionnaire, it creates a personalized investment strategy using low-cost ETFs.

Automated Rebalancing: The platform automatically rebalances portfolios to maintain the desired asset allocation, ensuring that investments align with users' financial goals over time.

Tax Optimization: SigFig searches for tax optimization opportunities, helping users minimize their tax liabilities through strategies like tax-loss harvesting, which offsets gains with losses.

Real-Time Monitoring: Users can track their portfolio's performance in real-time, receiving alerts when their investments deviate from the specified asset allocation.

Access to Financial Advisors: SigFig provides users with access to licensed financial advisors, offering personalized advice and support to help navigate complex financial decisions.

Pricing details

  • Free Tools: SigFig offers its portfolio analysis tools for free, allowing users to assess their investments without any cost.
  • Robo-Advisor Fees: If users choose to utilize SigFig's automated portfolio management service, there is a commission fee of 0.25% for assets over $10,000.
  • Minimum Investment: To connect with the automatic portfolio management service, users must have a minimum investment of $2,000.

8. Quicken Premier

Quicken Premier

Quicken Premier is a comprehensive personal finance software that includes robust portfolio analysis tools. It allows users to track investments, monitor performance, and make informed financial decisions. With over 30 years of experience, Quicken Premier has established itself as one of the best tools for managing investments and achieving financial goals.

Features

Portfolio Analyzer: This feature provides a detailed analysis of your investment portfolio, including performance metrics, asset allocation, and risk profile. It helps users understand how their investments fit within a sound investment strategy.

Investment Tracking: Quicken Premier enables users to track various types of investments, such as stocks, bonds, and mutual funds, across multiple accounts. It displays key information like price, percentage change, and market value.

Portfolio X-Ray: This tool, powered by Morningstar, shows how your investments are positioned in terms of asset allocation, stock sector, and stock type. It provides an in-depth analysis of your portfolio's diversification and risk exposure.

Tax Optimization: The software helps users minimize their tax liabilities by tracking realized capital gains and displaying the tax implications of their current holdings. It also provides integration with tax planning tools.

Watchlists and Alerts: Users can create watchlists to monitor specific investments and receive alerts for price changes, news, and other important updates related to their holdings.

Pricing details 

  • Quicken Simplifi: $2.99 per month and billed annually 
  • Quicken Classic: $5.99 per month and billed annually

9. Stock Rover

Stock Rover

Stock Rover is a comprehensive investment research and portfolio analysis tool that offers a wide range of services for tracking, analyzing, and planning investments. It is widely regarded as one of the best portfolio analysis tools, providing users with in-depth insights and customizable features to optimize their investment strategies.

Features 

Portfolio Tracking: Stock Rover allows users to track their portfolio's performance, both in absolute terms and relative to benchmarks. It provides detailed analytics, including risk-adjusted return, volatility, beta, correlation, and Sharpe ratio.

Portfolio Analysis: The platform offers interactive analytics to compare and assess portfolios and individual holdings. Users can access a correlation matrix, risk-adjusted return, Sharpe ratio, and more.

Trade Planning: Stock Rover's trade planning feature enables users to test potential trades virtually, allowing them to see how the trades would affect their portfolio's statistics, sector allocation, cash, and valuation.

Portfolio Rebalancing: The platform helps users maintain their desired asset allocation by monitoring portfolio drift over time. When the drift exceeds a specified threshold, Stock Rover generates a list of trades needed to bring the portfolio back into balance.

Stock Screening: Users can screen approximately 8,000 stocks from North American exchanges using hundreds of metrics. The Premium screener includes a "quant" ranking feature that scores stocks based on user-selected criteria, making it easier to identify potential investments.

Detailed Stock Analysis: The platform's Insight panel provides a comprehensive overview of a company, including a summary, news, Morningstar grades, financial statements, and more. Premium members can use a searchable note-taking facility to keep track of their findings.

Pricing details 

  • Free Plan: The free plan provides access to essential features, such as portfolio tracking, stock screening, and basic charting capabilities.
  • Premium Plan: The Premium plan costs $279 per year or $27.99 per month. It includes advanced features like portfolio analysis, trade planning, portfolio rebalancing, quant ranking in the screener, and the ability to screen on historical data.

10. Sharesight

Sharesight

Sharesight is a leading portfolio analysis tool designed to help investors track their investments, manage dividends, and handle tax reporting efficiently. It is particularly popular among international investors due to its strong focus on dividend tracking and tax management. 

Features 

Dividend Tracking: Sharesight excels at tracking dividends, allowing users to see their entire dividend history at a glance. It calculates dividend yield at both the security and portfolio levels, helping investors understand their income from dividends.

Tax Reporting: The platform generates detailed taxable income reports based on user-defined timelines. These reports can be used for personal tax filing or shared with accountants, simplifying the tax management process.

Performance Reporting: Sharesight offers comprehensive performance reports that include capital gains, dividends, and currency fluctuations. Users can view their total return metrics, broken down by capital gains and dividends, providing a clearer picture of their investment performance.

Benchmarking: Users can benchmark their portfolios against various stocks, ETFs, and indices, allowing them to evaluate how their investments are performing relative to the market.

Multi-Currency Support: Sharesight supports multi-currency valuation, making it easy for users to manage investments across different currencies and understand the impact of currency fluctuations on their returns.

Integration with Brokers: The platform integrates with hundreds of brokers and finance apps, allowing for seamless tracking of investment data without manual entry.

Custom Reports: Users can generate custom reports based on specific criteria, helping them analyze their portfolio diversity and performance across different dimensions, such as country or sector.

Pricing details 

  • Starter Plan: Priced at $15 per month (billed annually), this plan allows tracking of more holdings and includes additional features.
  • Investor Plan: This plan costs $24 per month (billed annually) and offers enhanced features for serious investors.
  • Expert Plan: At $31 per month (billed annually), this plan provides the most comprehensive features, ideal for advanced users.

How to Select the Right Portfolio Analysis Tool?

Selecting the right portfolio analysis tool involves a few key steps to ensure it aligns with your investment needs and goals. Here’s how to make an informed choice:

Define Your Goals: Determine what you need from the tool, such as performance tracking, risk assessment, or asset allocation. Your goals will guide your selection process.

Evaluate Features: Look for essential features like real-time data, diversification analysis, and reporting capabilities. Ensure the tool provides the insights you need.

Consider Usability: Choose a tool with an intuitive interface and easy-to-understand reports. A user-friendly design will make it simpler to navigate and utilize.

Check Integration: Ensure the tool integrates with your existing accounts and platforms for seamless data synchronization.

Assess Costs: Compare pricing models to find a tool that fits your budget. Some tools offer free versions with basic features, while others may require a subscription.

Read Reviews: Research user reviews and testimonials to gauge reliability and customer satisfaction.

Test the Tool: Many tools offer free trials. Take advantage of these to test functionality and see if it meets your expectations.

Final Thoughts

Each tool offers unique features and benefits, so it's important to choose one that aligns with your specific goals. Beyond using these tools, consider other financial management practices like budgeting, savings plans, and regular financial reviews. Whether opting for free or subscription-based tools, ensure they provide the necessary insights and support for your investment strategy. By combining the right tools with a comprehensive financial approach, you can better manage your investments and work towards achieving your financial goals effectively.